James Muse InsightHome

07 WORLD OF HOUSING

A clearer view
of where we live.

Explore the many dimensions of home, from prices and rent to the cost of everyday life.

01 / THE EVIDENCE

The global picture

Begin with traceable evidence. These are dated historical observations, not live quotes.

Reporting world
−1.2%

Real residential prices · year on year

BIS · 2026 Q1
Advanced economies
−0.2%

Real residential prices · year on year

BIS · 2026 Q1
Emerging market economies
−2.0%

Real residential prices · year on year

BIS · 2026 Q1

BIS, Q1 2026; adjusted for consumer prices. Global and regional figures are GDP- and PPP-weighted averages of reporting economies; they do not represent every country or city. Read the source

EUROPE / 2025

7.7%

of the EU population lived in households whose housing costs were at least 40% of disposable income.

EU aggregate · not a city house price or personal budget targetEurostat · 2026
AUSTRALIA / 2026 Q2

A$918,400

Estimated mean dwelling price in Victoria, statewide; not the median price in Melbourne.

Reference period: June quarter 2026; preliminary estimates may be revisedAustralian Bureau of Statistics

CITY BRIEF / LONDON

City brief: London

Office for National Statistics estimates for housing and private rents refer to different months and market samples; interpret them separately.

View the ONS release
House prices · Aug 2026−2.2%

Nominal year-on-year change, provisional

Private rent · Sep 2026£2,338

Mean monthly rent, provisional

CITY BRIEF / SINGAPORE

City brief: Singapore

Private residential properties across Singapore island, excluding public HDB housing. Price and rent are quarterly index changes, not price levels in Singapore dollars.

View the URA release
Private residential price index · Q3 2026+1.4%

Quarter-on-quarter · no currency unit

Private residential rental index · Q3 2026+1.3%

Quarter-on-quarter · no currency unit

CITY BRIEF / NEW YORK CITY

City brief: New York City

The 2023 NYC Housing and Vacancy Survey covers occupied rentals across all five boroughs, including rent-stabilised and public housing. Historical survey values are not current asking rents.

View the NYC housing survey
Citywide · 2023 median monthly rentUS$1,641

Occupied rentals · USD / month

Manhattan · 2023 median monthly rentUS$2,148

Occupied rentals · USD / month

City observations use different years, currencies, samples and methods. They cannot be directly compared or combined into a ranking. Percentages measure change, not a price or rent amount.

02 / A BETTER LENS

Home is more than one number

We do not mix different dates, geographies and dwelling types into a falsely precise city ranking.

01

Buying and income

Track prices relative to income alongside deposits, rates, taxes and loan terms.

02

Rent and burden

Consider rent, essential housing costs and disposable income across households.

03

Quality and supply

Size, overcrowding, supply and vacancy shape real living conditions.

04

Place and resilience

Consider access, services, climate risk and housing security separately.

Method note: OECD price-to-income and price-to-rent series are rebased indices of relative change, not a city’s absolute price divided by annual household income. BIS series still differ in coverage, property type and methodology. OECD · BIS documentation

03 / YOUR SCENARIO

Put the numbers in context

Use one currency and monthly amounts to explore cash flow. The defaults are illustrative, not market data for any city.

Household & renting

Purchase assumptions

Simplified fixed-rate, principal-and-interest repayment model. Estimate taxes, insurance, maintenance and utilities yourself. Excludes transaction costs, price changes, investment returns and tax effects; it is not personal financial advice or a complete rent-versus-buy comparison.

MELBOURNE

04 / CITY LENS

HousingLens Melbourne

A Greater Melbourne view of housing sales and rental affordability will join this space when the data and application are ready.

Reserved space · not yet connected

05 / TRANSPARENCY

Sources and boundaries

Sources differ in reference period, geography, dwelling type, income definition and revisions. Check metadata before comparing places. Global coverage is incomplete, and no harmonised city-level composite score is currently available here.